Smart Deposit ATM

With our new Smart Deposit ATMs, banking on-the-go just got even easier. You can now make deposits at any of our 12 ATMs located throughout Alachua, Marion and Sumter counties without the need for envelopes or deposit slips, and you can get an image of your check(s) printed right on your receipt.

  • Make deposits any time when you want 24 hours a day
  • No envelopes or deposit slips needed when depositing cash or checks
  • Deposits made before 4:00 p.m. eastern time will be credited to your account that day. Funds may not be available for immediate withdrawal
  • Deposit multiple checks per transaction
  • Check image(s) displayed on receipt
  • Can be used for both personal and business accounts

To find a Smart Deposit ATM nearest you, click here.



How are these ATMs different?

Our Smart Deposit ATMs no longer use envelopes for deposits. On-screen instructions will guide you on how to insert your cash and checks directly into the machine. an image of each check is captured for processing, and cash is validated immediately. The ATM calculates the amount of your total deposit.

How many checks and bills can I deposit at a time?

The Smart Deposit ATMs have two insertion slots, one for cash and one for checks. The check receptor can accommodate a stack of multiple checks per transaction.

Do I have to face all my cash or checks the same way?

No, the ATM can read your cash and checks regardless of how they’re oriented. However, your transaction will be processed more quickly if checks are inserted face up and in the same direction.

How do I know that my deposit has been calculated correctly?

Before completing your transaction, the deposit amount the ATM has calculated from the cash and/or checks you’ve inserted will appear on the screen. You have the option to review each check individually to ensure it was read corrrectly, and you can make changes if they check amount is not correct. You can print a receipt with a picture of each check and a total of cash deposited. Your available balance will be printed on your receipt as well.

When will my deposit be credited?

Cash is credited to your account immediately. Checks deposited at ATMs before 4:00 p.m. eastern time are credited that same day. Funds may not be available for immediate withdrawal.

Do all CBTFL Smart Deposit ATMs accept no-envelope deposits?

Yes, all 12 of our Smart Deposit ATMs located at our branches throughout Alachua, Marion and Sumter counties accept no-envelope deposits.

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