Car Financing

Car and Auto Loans

Just about everyone in North Central Florida needs a car to get around. But how many people are able to buy a vehicle with cash? Car loans enable you to purchase a vehicle without having all of the money up front. Many car lenders exist, from national and community banks to financing tied to specific car dealers and car companies. However, only local lenders like MIDFLORIDA can offer you the kind of flexible terms and low-pressure service that save you from paying more than you should for more than you need.

Buying a new or used car doesn’t have to be an unpleasant experience.

Car dealers and national lenders may have financial requirements attached to their car loans that don’t work for everyone. Also, they often have a mandatory minimum purchase that eliminates people who don’t want to spend a lot of money on a car but still need help financing it. Or, they may have fairly high car loan rates unless you have a stellar credit score.

Refinance an existing car loan

Are you looking to lower your monthly car payments? We may be able to offer you a better rate than what you’re currently paying, allowing you to refinance your car loan so your monthly payments are lower or the term of the loan is shorter.

Count on our friendly service and flexible terms for all of your car financing needs

As your local lender for nearly twenty years, MIDFLORIDA will give you better, more personalized services than the national banks or the lending arms of car dealerships. Call us today or visit your local branch in Marion, Sumter, or Alachua county to learn more about your car financing options with MIDFLORIDA.

Want to know how much car you can afford before you purchase?

» Use our auto loan calculator «

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