Mortgage Rates


Today's Mortgage Rates*
Type Rate APR
15 Year Fixed 3.250% 3.423%
30 Year Fixed 4.060% 4.155%

Community Bank & Trust of Florida strives to offer our north central Florida customers the best mortgage interest rates and Annual Percentage Rates (APR). This page displays current rates, which can fluctuate on a day-to-day basis. 

When you’re shopping for a mortgage, it makes sense to compare the interest rates and APRs offered by different lenders. However, it’s wise to take more than numbers into account when selecting a mortgage lender. When you choose a community bank like CBTFL you benefit from our personalized and responsive service, flexibility, and local decision making. 

Where Banking is Personal

There are many factors that determine mortgage rates, refinance mortgage rates, and APRs. We encourage you to speak with one of our local lenders about your mortgage loan needs. Our employees live where you live–in Gainesville, Ocala, The Villages, and other north central Florida communities. We know the local real estate markets and make our lending decisions with the kind of insight and knowledge that national lenders don’t have.

Our personal approach to banking means that you’re never treated like a number. We see you as more than your credit score or pre-qualification figure. CBTFL lenders can help you figure out what you need from a mortgage loan, which type is best for you, and the range of monthly payments you could comfortably afford. Find out why we earned a Bauer Financial 5 Star rating.

» Use our handy mortgage calculator «

For complete information regarding fixed rate mortgages, adjustable rate mortgages, construction/permanent mortgages, jumbo mortgages, and first time home buyer programs, contact us to speak with a local lender.

* Subject to credit approval. The rates are current as of 05/26/2017 and are subject to change without notice. Please read carefully the disclosures and payment examples.

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