Personal Loans

Personal Lending Options

In the market for a new car or house? Ready to make your boat or motor home dream come true? Or perhaps you need help paying for a major life event like a wedding, a child’s tuition, or a medical procedure. Whatever your purpose for initiating a loan, Community Bank & Trust of Florida can help you make it happen. Stop by your local branch in Gainesville, Ocala, The Villages, or elsewhere in North Central Florida to learn more about CBTFL’s personal loan options. We work with you to create affordable loans at great rates.

>> Installment Loans

This is a personal loan with a fixed number of monthly payments. Unlike a credit card, the interest rate and other terms, including the payment amount, are set before the loan begins. The predictability of an installment loan makes it easy to include in a budget. Personal installment loans can be used for a many purposes such as covering an expensive medical bill, consolidating higher interest debt, moving costs, and other life events that are both planned and unexpected.

>> Home Mortgage Loans

When you’re ready to buy your first home or your next one, CBTFL offers a variety of mortgage loans to fit your needs. We strive to deliver the best service and competitive rates to give you a personalized home buying experience that is never stressful or confusing. Learn more about fixed rate, adjustable rate, and refinance mortgages. It’s fast and easy to apply online and start the pre-qualifying process today. 

>> Home Equity Loans and Lines of Credit (HELOC)

Homeowners who have accumulated equity can use it to pay for home-related expenses such as renovations and repairs. Some people like to open a HELOC just so it’s there if or when they need to use it. In addition to house projects, some people use these types of loans to pay for other large expenses, such as college tuition, medical care, and other big life events. 

>> Car Loans

Finance your next car purchase through CBTFL. We offer competitive rates and terms on new auto loans and the refinancing of existing loans. 

>> Boat Loans

Let CBTFL help you turn your vision of boat ownership into reality. With flexible terms and competitive rates, we can work with you to provide financing for a wide range of boat types and prices.

Get the Personal Loan You Need Today

Somewhere between the events we plan for and the things we never expected, life happens. Instead of turning to a national personal loan company or lender, look to your community bank for friendly service and personalized solutions to your financial needs. Connect with us to speak to a local lender at any of our branches in Ocala, Belleview, Gainesville, and The Villages, or call 888-388-1007. All loans subject to approval.

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