Certificates of Deposit

Competitive Rates on Certificates of Deposit (CDs)

A certificate of deposit is a great choice if you don’t need access to your savings every day or if you’re saving toward a longer-term goal. We have terms ranging from 90 days to five years, and Community Bank & Trust of Florida has competitive rates in the Marion, Alachua and Sumter county areas. Not sure what savings options are right for you? We’re here to help. Visit any of our branch locations in Ocala, Belleview, Gainesville, Summerfield and The Villages. To help you decide which CD will best meet your needs, take our One-Minute Certificate of Deposit Test. Then request a CD quote from one of our Customer Services Representatives today at one of our convenient locations.

Compare Our Current CD Rates.

You’ll find that our certificate of deposit rates compare favorably to other local or national banks in the North Central Florida area. Have questions? Call us at 888-388-1007 or come into any of our branch locations.

Product NameMinimum Balance Required to Obtain the Advertised APY*Interest RateAnnual Percentage Yield (APY)
14 Month Certificate a$25,000.001.83%1.85%
21 Month Certificatea$25,000.002.03%2.05%
90 Day Certificate a$3,000.000.40%0.40%
180 Day Certificate a
1 Year Certificate a$3,000.000.55%0.55%
2 Year Certificate a$3,000.000.85%0.85%
28 Month Rate Protection CD a, b$25,000.000.99%0.99%
30 Mth. Certificate a$3,000.001.04%1.05%
3 Year Certificate a$3,000.001.29%1.30%
4 Year Certificate a$3,000.001.69%1.70%
5 Year Certificate a$3,000.002.03%2.05%
* APY = Annual Percentage Yield
a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.

Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of 12/20/2018. For current rate information call 888-388-1007.

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