Certificates of Deposit

Competitive Rates on Certificates of Deposit (CDs)

A certificate of deposit is a great choice if you don’t need access to your savings every day or if you’re saving toward a longer-term goal. We have terms ranging from 90 days to five years, and MIDFLORIDA has competitive rates. Not sure what savings options are right for you? We’re here to help. Visit any of our branch locations throughout Florida. To help you decide which CD will best meet your needs, take our One-Minute Certificate of Deposit Test. Then request a CD quote from one of our Customer Services Representatives today at one of our convenient locations.

Compare Our Current CD Rates.

You’ll find that our certificate of deposit rates compare favorably to other local or national credit unions. Have questions? Call us at 888-388-1007 or come into any of our branch locations.

Product NameMinimum Balance Required to Obtain the Advertised APY*Interest RateAnnual Percentage Yield (APY)
90 Day Certificatea$3,000.000.10%0.25%
180 Day Certificate a
1 Year Certificatea$3,000.000.25%0.45%
2 Year Certificatea$3,000.000.50%0.75%
30 Mth. Certificatea$3,000.00.60%1.00%
3 Year Certificatea$3,000.00.60%1.00%
4 Year Certificatea$3,000.00.75%1.15%
5 Year Certificatea$3,000.001.00%1.25%
* APY = Annual Percentage Yield
a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.

A $5 deposit is required for membership with MIDFLORIDA Credit Union. Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of 03/25/2020. For current rate information call 888-388-1007.

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