Business Savings Accounts


There’s no better time than the present to get your business ready for the future.

Our business savings accounts programs put the money you have on hand to work for your business’ bottom line. With options like savings and money market accounts, saving for your business can be an important part of your profit plan and growth. Put aside your extra cash when profits are high and watch it earn interest so your cushion is bigger by the time you need to use some of it to fill in a cash flow gap or pay for a major one-time expense. Invest in the future of your business with a business savings account.

 Prime Business Money MarketBusiness First Class Savings
Earns interest while allowing liquidity like a savings accountOffers a foundation to help build savings for life's unexpected expenses
Opening Deposit Minimum$2,500*$100*
Monthly Fee$12 if the balance falls below $2,500 any day of the month$5 if the balance falls below $500 any day of the month
Tiered Interest RateYes based on account balanceYes based on account balance
Additional Benefits
  • Check writing privileges (transaction limitations apply)

  • Link to checking account for overdraft protection (fees and transaction limitations apply)
  • Link to checking account for overdraft protection (fees and transaction limitations apply)

*Plus, a $5 deposit is required for membership with MIDFLORIDA Credit Union.

Your community credit union is the perfect partner for your local business

MIDFLORIDA has been supporting small and local businesses for the past six decades. Our history and success have taught us how to help local businesses thrive. And no one has more expertise in the local economy than our employees who live and work in your community. When you choose MIDFLORIDA for your business banking needs you benefit from our flexibility, local decision making, and longtime presence in the communities we serve. MIDFLORIDA is also a Bauer Financial 5 Star Rated credit union.

Small Business Savings Accounts

MIDFLORIDA offers two options for business savings accounts. Our Prime Business Money Market account allows you to earn money on your savings while enjoying check writing privileges (limitations apply) and the ability to transfer funds to your business checking account should you need to. If you would like to start with a lower initial deposit, our Business First Class Savings also accrues interest and can be linked to your checking account.

Full-service banking for all of your business’s financial needs

In addition to business savings accounts, MIDFLORIDA offers a full menu of relevant financial services for businesses including cash management, business checking, and various business loan products. Contact us today to learn more about our business savings accounts and other options to help you manage and grow your business.

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