Veterinary Practice Financing

MIDFLORIDA is your local partner for flexible veterinary practice loans to help you open or expand your office, switch locations, or purchase new equipment. As a true community credit union, we understand the local economy better than national banks. Trust our expertise on the communities we serve in Alachua, Marion, and Sumter counties.

When you choose MIDFLORIDA for your vet practice financing needs, you benefit from our local expertise as well as our experienced and friendly customer service. Our Commercial Relationship Managers listen to your hopes and plans for your practice in order to help you create a financing package that will support your goals for your new business. Our employees live locally and we make lending decisions locally, too. We invest in our customers and communities because we want to see you and your business succeed.

Benefits of Financing your Veterinary Practice with MIDFLORIDA

  • Flexible financing terms for everything from architectural and design fees to construction, renovation, equipment, cabinetry and other project expenses including tenant improvements.
  • Financing can include working capital to help you manage cash flow and build your practice.
  • Competitive interest rates to keep payments within your budget.
  • Fixed-rate terms to protect you from rising interest rates to help you through the beginning period of growing and adjusting to your practice. Interest-only payments may be available during the construction of your practice.

New Veterinary Practice Construction

There’s a lot to consider in the design of your animal hospital. How many exam rooms do you need? Will you offer grooming or boarding services? How much space do you need for surgeries? Do you want to offer separate waiting rooms for dogs and cats? Above all else, you want your practice to be a warm and inviting place where clients and their pets will feel comfortable.

Only you can answer these questions to put your personal stamp on your practice. As your local veterinary practice lending partner, we take care of the details so you can create the big picture. While you plan your new veterinary practice, we’ll help you figure out how much of a loan your business can take on in order to maximize growth and profitability.

Veterinary Practice Acquisition

Taking over an existing veterinary practice is sometimes an easier way to realize your dreams of owning your own veterinary practice. MIDFLORIDA will help you assess the practice’s profit/loss record and tax history to determine the business cash flow to service acquisition debt. Just as you provide good care for your furry patients throughout their lives, our friendly and experienced loan officers will guide you through the process and adjustment period even after your loan has closed. We can also include working capital as part of your financing package to ensure a smooth transition with continual cash flow.

Improvements and Renovations

Repairs and improvements are an inevitable part of maintaining the physical space your veterinary practice occupies. And as your business grows and thrives, you may need to expand to make room for new patients. MIDFLORIDA provides flexible and competitive financing options so you can fix and build as needed without sacrificing profitability.

Veterinary Equipment Financing

When delivering excellent service to your clients requires an investment in new equipment or technology, our flexible equipment loans will keep you from getting left behind. Our local decision making means you can buy what you need for your practice when you need it.


We are proud of our history of investing in the people and businesses we serve. Our friendly and experienced team of veterinary practice lenders understands your needs as a small business and we are dedicated to helping you grow and reach your goals. Partner with the true community credit union that will support you as you become the best veterinarian you can be.

Call us or stop by your local branch in Gainesville, Ocala, The Villages, or elsewhere in North Central Florida to learn more about our loans for veterinarians.

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