Commercial Real Estate Loans

Commercial Real Estate Financing

MIDFLORIDA is proud to offer flexible products and solutions to businesses of all sizes. We understand the hard work you’ve put into your business and we believe you deserve the same effort and quality service from your credit union that you provide to your own customers. That’s why we take the time to get to know your business so we can give you individualized service. At  we take your business personally.

MIDFLORIDA commercial real estate loans provide financing for the construction, renovation, or acquisition of income-generating business properties. If you’re looking to build or buy owner-occupied properties like office space, facilities and warehouses, or fund income-producing properties such as apartment complexes and office parks, our commercial real estate financing solutions help make your projects happen. We offer both fixed and variable rates and competitive terms for acquisition, construction and refinancing.

The Local Advantage

Plenty of financial institutions and lenders offer commercial real estate development and construction loans, but there are unique benefits to working with a local lender and true credit union. We’ve continued to grow and improve our business since opening over six decades ago because we understand that our customers are the ultimate judge of our products. We focus on quality, flexibility, and fast responses in order to meet the needs of the communities we serve and offer cutting-edge solutions to a diverse range of needs and goals. For immediate financing needs we even offer a Business Express Loan Program.

Another advantage of working with a local lender is the expert, community-specific knowledge our loan officers possess. We understand the business market you work within because it’s our market, too. We are able to offer flexibility on loan terms and to make lending decisions by people who live in the same communities where you live and work. Plus all of our profits stay on Main Street, not Wall Street, to contribute to the growth and dynamism of the regional economy.

Eligible Properties

Whether you’re new to commercial real estate or looking to grow your portfolio, our local loan officers can help you figure out the best financial products to meet your needs. Here are the most popular types of properties our customers purchase, refinance, and develop:

  • Office parks and buildings
  • Retail: stores, restaurants, shopping centers, malls, etc.
  • Residential: apartment buildings and complexes
  • Hotels
  • Industrial: warehouses, factories, etc.

Get Started Today

Contact us or visit your local branch. Our business banking experts look forward to helping you take your business goals to the next level.

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