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Home Residential Mortgages


If you are buying, refinancing, or building a home, Community Bank & Trust has a program to meet your needs*...

Fixed Rate Mortgages:


Lock in your interest rate and payment for the life of the loan, making budgeting easier.

Adjustable Rate Mortgages:
Designed for those seeking greater qualification flexibility through an "in-house" mortgage program. You may lock in your rate and payment for a specific period of time (the rate and payment may increase after the initial fixed period).

Construction/Permanent Mortgages:
Get two loans in one while saving closing costs by combining a construction loan with an adjustable rate mortgage.

Jumbo Mortgages:
For high end homes, loans to qualified applicants may be available for a fixed or adjustable rate mortgage.

Residential Lot Loans:
Finance the acquisition of your future home site in anticipation of building your primary residence within five years.

Manufactured Home On Your Lot:
Finance a new or used manufacturered home and lot combination. Competitive rates and terms are available.


* Subject to credit approval

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