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Home Residential Mortgages

If you are buying, refinancing, or building a home, Community Bank & Trust has a program to meet your needs*...
Fixed Rate Mortgages:
Lock in your interest rate and payment for the life of the loan, making budgeting easier.
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Adjustable Rate Mortgages:
Designed for those seeking greater qualification flexibility through an "in-house" mortgage program. You may lock in your rate and payment for a specific period of time (the rate and payment may increase after the initial fixed period).
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Construction/Permanent Mortgages:
Get two loans in one while saving closing costs by combining a construction loan with an adjustable rate mortgage.
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Jumbo Mortgages:
For high end homes, loans to qualified applicants may be available for a fixed or adjustable rate mortgage.
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Residential Lot Loans:
Finance the acquisition of your future home site in anticipation of building your primary residence within five years.
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Manufactured Home On Your Lot:
Finance a new or used manufacturered home and lot combination. Competitive rates and terms are available.
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* Subject to credit approval
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