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Let Your Home Work for You with a Home Equity Loan or Line

Home repairs, improvements, major purchases, unexpected expenses, consolidating bills - there are plenty of ways to let the equity you've built in your home work for you. At Community Bank & Trust of Florida we have competitive rates on both Home Equity Loans and Home Equity Lines of Credit. What works best for you depends on your preferences, what you'd like to do and what your immediate and long term needs are. All Loans Subject to Credit Approval.

Home Equity Line of Credit:

A home equity line of credit (HELOC) is a flexible way to make your home's value work for you. It features competitive rates, low closing costs and you can draw on it simply by writing a check, giving you easy access to your credit line when you need it. A home equity line of credit can be secured by a first or second mortgage on your primary residence (not offered for manufactured homes).

Home Equity Loans:

Our home equity loans are fully amortizing adjustable rate mortgages where you borrow a specific amount. This is a great option when borrowing for a specific need (like home improvement) and if you prefer the predictability of a set payment schedule for a period of time.

Not sure whether a home equity line of credit or home equity loan is right for you? Visit any of our local branches in Ocala, Belleview, Gainesville, Summerfield and The Villages and a loan officer can help you.

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352.369.1000 OR
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FDIC Insured / Equal Housing Lender
Ocala (Main Office)
1603 SW 19th Ave.
Ocala, FL 34471-3136