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Home CBTFL Participates in the FDIC's Transaction Account Guarantee Program

CBTFL Participates in the FDIC's Transaction Account Guarantee Program:


Community Bank & Trust of Florida is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts (checking accounts) are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. This coverage does not apply to interest bearing transaction accounts (checking accounts) also called NOW (Negotiable Order of Withdrawal) accounts.

The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. The standard FDIC insurance covers all deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit. FDIC insurance does not cover other financial products and services that banks may offer, such as stocks, bonds, mutual fund shares, life insurance policies, annuities or securities.



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