| Product Name |
Minimum Balance
Required to
Obtain the
Advertised APY* |
Annual
Fees |
Interest
Rate |
Annual Percentage
Yield |
|
| 180 Day Fixed IRAa |
$4,000.00 |
None |
0.10% |
0.10% |
|
| 1 Year Fixed IRAa |
$4,000.00 |
None |
0.35% |
0.35% |
|
| 2 Year Fixed IRAa |
$4,000.00 |
None |
0.65% |
0.65% |
|
| 3 Year Fixed IRAa |
$4,000.00 |
None |
0.80% |
0.80% |
|
| First Class Savings IRAb |
$100.00 |
None** |
See Below |
See Below |
| Daily Balances of: |
Interest
Rate |
Annual Percentage
Yield |
|
| up to $9,999.99 |
0.10% |
0.10% |
| $10,000.00 - $24,999.99 |
0.20% |
0.20% |
| $25,000.00 - $49,999.99 |
0.25% |
0.25% |
| $50,000.00 - $299,999.99 |
0.25% |
0.25% |
| $300,000.00 - $999,999.99 |
0.30% |
0.30% |
| $1,000,000.00 and over |
0.35% |
0.35% |
|
| * |
APY = Annual Percentage Yield |
| ** |
A maintenance fee of $7.50 will be imposed every month if the balance falls below $500 any day of the month. |
| a) |
A penalty may be imposed for early withdrawal. |
| b) |
The interest rate and annual percentage yield may change after account opening. |
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 02/07/2012
|
